Work-related injury, illness or death can create legal liability for an employer depending on the circumstances. Employers’ Liability Insurance addresses specified employer liability exposures rather than general public, product or advertising liability.
The need for cover varies according to workforce size, occupations, workplace hazards, contractual requirements and the nature of the business. Policy scope, limits and exclusions should therefore be reviewed carefully.
Review workforce size, occupations, workplace hazards, contractual requirements and liability limits before selecting the policy.
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