Buildings, contents, equipment and stock represent core business assets, and a major loss can disrupt operations as well as damage property. Property Insurance covers specified physical loss or damage to insured assets, with protection that may include fire and other insured perils plus optional extensions.
Accurate asset values and a clear understanding of occupancy, locations and exposures are essential when arranging cover because replacement costs and business disruption can materially increase the impact of a loss.
Accurate asset values, occupancy details, locations and key exposures help insurers price the actual property risk more effectively.
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